Will my payments really be lower if I’m paying debt with debt by consolidating loans? Should I Get a Debt Consolidation Loan? Getting more loans to pay debt or paying debt with debt is a good debt restructuring answer for some individual situations and not for others. Do your homework before deciding. Enter your debt … Read more
Are you trying to eliminate or lower debt from your life? It’s a great way to help ease your mind, save money, and open up your options for the future. Lower debt is vital for most people in these difficult times. Choose the Best Strategy for You to Lower Debt By thinking seriously about debt … Read more
What is my debt to income ratio or debt ratio? Calculate your debt to income ratio or what percentage of your monthly income is used to pay fixed monthly costs. Enter your monthly income, monthly rent or mortgage expense, and other monthly expenses. This calculator will then show you your debt to income ratio which … Read more
Should I use extra money to pay down debt immediately or invest it until there’s enough to pay off the debt at once? See if it’s better to pay down debt or invest your extra money until it can pay off the debt all at once. Will you pay more interest on your loan or … Read more
Are my financial habits going to lead to financial trouble? Are your financial habits leading you down a path of financial trouble? Take this quick test to help you determine if you are already in financial trouble or possibly headed for financial problems or financial issues. Financial Trouble is Slavery It is so easy to … Read more
How long will it take to pay off my credit card balance if I pay the same amount each month? If you want to eliminate that credit card balance, you’ll probably want to pay more than the minimum required each month. Enter your credit card balance, interest rate, and the amount you will pay each … Read more
How long will it take to pay off my credit card balance if I make only minimum payments? Are you paying the amount due as shown on your credit card bill each month, but the balance doesn’t seem to budge and it certainly never gets paid off? Have you ever thought about how much you’ll … Read more
Is debt consolidation the answer to how to pay down debt? Restructuring debt with a debt consolidation loan may be a good option for how to pay down debt. Enter the information about your current debts and the consolidation loan you’re considering and this calculator will show you the monthly payment and other important numbers … Read more
How much should I pay each month if I want to pay off my credit card balance in a certain amount of time? Enter the loan balance, interest rate, loan length, and monthly payment and this calculator will analyze your loan. You will see how long you’ve been paying and how much you’ve paid to … Read more